J.P.Morgan Results Presentation Deck
JPMORGAN CHASE & CO.
CONSUMER & COMMUNITY BANKING
FINANCIAL HIGHLIGHTS
(in millions, except ratio data)
INCOME STATEMENT
REVENUE
Lending- and deposit-related fees
Asset management, administration and commissions
Mortgage fees and related income
Card income
All other income
Noninterest revenue
Net interest income
TOTAL NET REVENUE
Provision for credit losses
NONINTEREST EXPENSE
Compensation expense
Noncompensation expense (a)
TOTAL NONINTEREST EXPENSE
Income/(loss) before income tax expense/(benefit)
Income tax expense/(benefit) (b)
NET INCOME/(LOSS) (b)
REVENUE BY LINE OF BUSINESS
Consumer & Business Banking
Home Lending
Card & Auto
MORTGAGE FEES AND RELATED INCOME DETAILS
Production revenue
Net mortgage servicing revenue (c)
Mortgage fees and related income
FINANCIAL RATIOS
ROE
Overhead ratio
$
$
$
$
2Q22
855
947
377
678
1,049
3,906
8,708
12,614
761
3,237
4,486
7,723
4,130
1,030
3,100
6,558
1,001
5,055
150
227
377
24 %
61
$
$
1Q22
$
805
929
456
590
1,122
3,902
8,327
12,229
678
3,831
936
$ 2,895
3,171
4,549
7,720
6,062
1,169
4,998
211
245
456
23 %
63
$
$
$
4Q21
753
950
312
675
1,144
3,834
8,441
12,275
(1,060)
3,177
4,577
7,754
5,581
1,434
4,147
6,172
1,084
5,019
327
(15)
$ 312
QUARTERLY TRENDS
32% (b)
63
$
$
3Q21
$
786
893
596
651
1,212
4,138
8,383
12,521
(459)
5,742
1,391
$ 4,351
3,012
4,226
7,238
6,157
1,400
4,964
614
(18)
596
34 %
58
$
2Q21
753
866
548
$
1,238
1,321
4,726
8,034
12,760
(1,868)
2,977
4,085
7,062
7,566
1,921
$ 5,645
$ 6,016
1,349
5,395
517
31
548
44%
55
2Q22 Change
1Q22
6%
walang
(17)
12
2
(1)
8
10
7
܂
8
(14)
1
(29)
(7)
(17)
JPMORGAN CHASE & Co.
2Q21
14 %
9
(31)
(45)
(21)
(17)
8
(1)
NM
9
10
9
(45)
(46)
(45)
9
(26)
(6)
(71)
NM
(31)
$
$
2022
$
SIX MONTHS ENDED JUNE 30,
1,660
1,876
833
1,268
2,171
7,808
17,035
24,843
1,439
6,408
9,035
15,443
7,961
1,966
5,995
$ 12,620
2,170
10,053
361
472
833
23 %
62
$
$
$
$
2021
1,495
1,671
1,251
2,237
2,660
9,314
15,963
25,277
(5,470)
5,953
8,311
14,264
16,483
4,051
12,432
11,651
2,807
10,819
1,274
(23)
1,251
49 %
56
2022 Change
2021
11 %
12
(33)
(43)
(18)
(16)
7
(2)
NM
8
9
8
(52)
(51)
(52)
8
(23)
(7)
(72)
NM
(33)
(a) Included depreciation expense on leased assets of $652 million, $694 million, $767 million, $769 million and $856 million for the three months ended June 30, 2022, March 31, 2022, December 31, 2021, September 30, 2021 and June 30, 2021, respectively, and $1.3 billion and
$1.8 billion for the six months ended June 30, 2022 and 2021, respectively.
(b) In the first quarter of 2022, the Firm changed its methodology for allocating income taxes to the LOBS, with no impact to Firmwide net income. Prior-period amounts have been revised to conform with the current presentation.
(c) Included MSR risk management results of $28 million, $109 million, $(162) million, $(145) million and $(103) million for the three months ended June 30, 2022, March 31, 2022, December 31, 2021, September 30, 2021 and June 30, 2021, respectively, and $137 million and
$(218) million for the six months ended June 30, 2022 and 2021, respectively.
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