Overstock Results Presentation Deck

smart value ■ Free shipping is a top purchase driver and component of value Permanently launched free shipping on all items Savvy shoppers drawn to low prices ▪ We are recognized against our peers. for both smart value differentiators ■ overstock. Customer Rating of Shipping Charges¹ Home & Garden Competitors 10% favorable Overstock Promotional Competitiveness² Home Furnishings Retailer Avg. 1 Source: Bizrate point of sale survey, Q3 2020. 2 Source: Overstock Brand Experience research among top competitive retailers' shoppers over last 12 months, June 2020. Survey conducted every 6 months. 6% favorable Overstock 29

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