Q2 Quarter 2023

Loan Portfolio: Well-diversified, granular portfolio with no significant concentrations Office Portfolio (non-owner occupied) - Loan Portfolio – Geographic diversification By State By State Key Statistics NPL Ratio 2% 5% 17% 32% 10% $16.4B1 At 6/30/23 0.00% 16% 2% 3% Past Due 30+ Days 0.01% 44% Average Loan Size $2.3M 10% $0.9B Median Loan Size $0.5M Number of Loans <$1M 65% 12% Average LTV 48.9% 13% Weighted Average LTV 56.2% ■ Texas Arkansas Tennessee Missouri Oklahoma Kansas ▪ Other 18% 16% Retail (non-owner occupied) By State Key Statistics At 6/30/23 NPL Ratio 0.00% ■ Texas ■ Arkansas ■ Tennessee ■ Missouri ■ Oklahoma ■ Kansas ■ Other 16% 6% 46% 9% $1.1B Past Due 30+ Days 0.00% Average Loan Size $1.9M Median Loan Size $0.9M Top 10 MSAs Dallas-Plano-Irving Houston-Sugarland-Baytown % of Total Loans1 Number of Loans <$1M 52% 11% Average LTV 51.0% 9.9% 12% Weighted Average LTV 59.0% 8.2% ■ Texas ■ Arkansas ■ Tennessee ■ Missouri ■ Oklahoma ■ Other Memphis 6.0% Construction-Land Development Key Statistics At 6/30/23 Nashville-Davidson-Murfreesboro 5.8% By State NPL Ratio 0.11% Little Rock-North Little Rock-Conway 5.5% 23% Past Due 30+ Days 0.04% Fort Worth-Arlington 5.2% 43% Average Loan Size $1.1M St. Louis 3.7% 3% 3% $2.9B Median Loan Size $0.3M Fayetteville-Springdale-Rogers 3.3% 4% Number of Loans <$1M 78% Oklahoma City 2.3% 15% Average LTV 57.7% Jonesboro, AR 2.1% 9% Weighted Average LTV 59.7% ■Texas Arkansas Tennessee Missouri Oklahoma Kansas Other $ (1) Total loans excluding credit card portfolio and mortgage warehouse Data shown above as of June 30, 2023. 20 20

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