Enact IPO Presentation Deck

Enact | Investor Presentation Enact Overview Business Overview . • Leading private mortgage insurance company founded in 1981 5 Platform based on long-tenured customer relationships with mortgage lenders, underwriting and pricing excellence and prudent risk and capital management practices Successful transition from a "Buy and Hold" strategy to an "Acquire, Manage and Distribute" approach Strong balance sheet and well capitalized to manage through macroeconomic uncertainty Objective to leverage our competitive strengths to maximize value for our stockholders by driving profitable growth of new business, maintaining our strong capital levels and delivering attractive risk adjusted returns Key Financial Metrics¹ $217bn Primary Insurance In-Force ("IIF") as of June 30, 2021 $105bn LTM New Insurance Written ("NIW") $4,090mm Equity as of June 30, 2021 As of June 30, 2021 unless otherwise noted; Represents compound annual growth rate of primary IIF from $157bn at YE2018 to $217bn at 2021; Represents average of 2018, 2019, and 2020 periods; ROE calculated as adjusted operating income divided by the average of current annual fiscal period and prior annual fiscal period ending stockholders' equity. 14% Primary IIF CAGR² $491mm LTM Adjusted Operating Income 14% Average ROE Since 20183 Enact

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