Credit Suisse Results Presentation Deck

Swiss Bank Resilient performance notwithstanding impact of Swiss threshold benefits Revenues PCL/ Costs Profitability AuM Balance Sheet in CHF mn 13 Net interest income Recurring commissions and fees Transaction-based Adjusted net revenues¹ Provision for credit losses Adjusted total operating expenses pre-tax income Adjusted Reported pre-tax income Adjusted RoRC+ Reported RoRC+ Adjusted cost/income ratio Adjusted net margin in bps Assets under management in CHF bn Net new assets in CHF bn Net loans in CHF bn Risk-weighted assets in CHF bn Leverage exposure in CHF bn 3Q22 525 323 121 956 21 552 383 383 12% 12% 58% 28 527 (1.5) 161 71 240 2022 595 334 138 1,047 18 627 402 402 12% 12% 60% 28 545 (1.6) 162 72 244 3Q21 1,680 589 333 146 1,049 3 596 450 454 13% 13% 57% 30 589 0.4 163 70 250 A 3Q21 (11)% (3)% (17)% (9)% (7)% (15)% (16) % (2) (10)% (2)% 2% (4)% Adjusted net revenues down 9% ▪ Net interest income down 11%, mainly driven by lower SNB threshold benefits from the recent SNB increase of interest rates, partly offset by higher deposit income 1% Recurring commission and fees down 3% due to lower AuM levels, partly offset by higher fees from lending activities ▪ Transaction-based revenues down 17%; excluding a gain related to IBOR transition in 3Q212 and gains on equity investments³, transaction-based revenues down 4% Adjusted operating expenses down 7% driven by lower compensation and benefits expenses; cost/income ratio of 58% Adjusted pre-tax income down 15% with continued low provision for credit losses at 5 bps of our net loans RMs Number of relationship managers 1,660 1,650 Note: Results excluding certain items in our reported results are non-GAAP financial measures. See the appendix of this presentation for detailed information and defined terms as well as important presentation and other information relating to non-GAAP financial measures, including reconciliations. 1 Includes other revenues of CHF (13) mn in 3Q22, CHF (20) mn in 2022 and CHF (19) mn in 3Q21 2 Gain related to IBOR transition of CHF 16 mn in 3Q21 3 Gains on equity investments of CHF 1 mn in 3022 and CHF 5 mn in 3Q21 Assets under management down 10% Lower assets under management due to declining markets ▪NNA of CHF (1.5) bn with outflows of CHF 1.7 bn from private clients, partly offset by inflows of CHF 0.2 bn from institutional clients ■ CREDIT SUISSE

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