Affirm Investor Event Presentation Deck

Servicing income in $ million and as a % of average off balance sheet platform portfolio $8 1.8% 3FQ'21 $7 AFFIRMI 2023 1.3% $9 1.4% $11 Servicing income 1.4% $23 Metrics are unaudited. 2.3% $22 2.0% $21 1.8% 4FQ'21 1FQ'22 2FQ'22 3FQ'22 4FQ'22 1FQ'23 2FQ'23 As % of avg. off B/S platform portfolio, anniz'd $21 1.8% $21 1.9% 3FQ'23 Drivers ● Average balance of platform portfolio held off balance sheet affirm 15

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