Tietoevry Investor Day Presentation Deck

tieto EVRY The partner of choice for software-led transformation in Financial Services Revenue 2019 434 EUR million Share of group revenue 15% EBITA Adj. 2019 13.6% Services & Products Banking as a Service Cards as a Service ● ● ● Customers and markets Nordic & Global Tier 1, regional financial institutions ● Software Products: Payments, Credit, Core Banking, Wealth and Financial Crime Prevention ● Central Banks and real-time payment infrastructure Market position Leading FS power house in the Nordics Among the leaders in Payments, Cards and ATM globally ● ● 6

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