Hanmi Financial Results Presentation Deck
The Bank and the Company have ample liquidity resources at June 30, 2023.
Liquidity Position
Cash & cash equivalents
Securities (unpledged)
Liquid assets
FHLB available borrowing capacity
1,294
FRB discount window borrowing capacity
26
115
Federal funds lines (unsecured) available
Secondary liquidity sources
1,435
Bank liquidity (liquid assets + secondary liquidity) $ 2,564
Cash
Securities (AFS)
2036 Trust Preferred Securitites
2031 Subordinated Debt
$
Par
$
Cash & Securities at Company only
Balance
$
Balance
345
784
1,129(1)
27 $
110
13
26
39
($ in millions)
Amortized Cost
21
108
% of Assets
Company only Subordinated Debentures
4.7%
10.7%
15.4%(1)
17.7%
0.4%
1.6%
19.6%
35.0%
($ in millions)
($ in millions)
Rate
(2)
6.95% (2
(3)
3.75%
-Liquid Assets to Total Assets
Liquid Assets to Total Liabilities
17.7%
17.1%
15.3%
1.8%
2Q22
$
137 $
129
(1) Liquid assets includes 1) cash & cash equivalents, 2) securities (unpledged), and 3) $7.3 million of loans held for sale (not shown above)
(2) Rate at June 30, 2023, based on 3-month LIBOR + 140 bps
Issued in August 2021 and due in July 2031. Commencing on September 1, 2026, the interest rate will reset quarterly to three-month SOFR + 310 bps
H Hanmi Financial Corporation
17.4%
16.8%
15.2%
1.5%
Liquidity Ratios
3Q22
19.0%
......
17.7%
16.0%
1.3%
4Q22
-Liquid Assets to Deposits
Broker Deposits to Deposits
19.7%
18.4%
16.5%
1.3%
Liquidity
1Q23
18.0%
17.3%
15.5%
1.3%
2Q23
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