Deutsche Bank Results Presentation Deck

Net interest margin (NIM) Divisional NIM development Net interest margin¹ Corporate Bank 2.64% Private Bank 3.36% 1.91% Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 2.19% 4.13% Q3 2022 Q4 2022 2.30% Q1 2023 4.20% Notes: for footnotes refer to slides 44 and 45 Deutsche Bank Investor Relations 3.94% 2.32% 2.28% Q2 2023 Q3 2023 Q3 2023 results October 25, 2023 Group NIM development Average interest earnings assets², in € bn 1.47% 998 Q3 2022 1.51% 989 Q4 2022 1.41% 972 Q1 2023 1.51% 958 Q2 2023 1.39% 964 Q3 2023 Key highlights / Increase in average interest earning assets driven by deposit growth in Q3 > Corporate Bank NIM driven by reductions in lending income and higher cost of liquidity reserves with underlying deposit margins remaining strong > Private Bank NIM is stable due to active management including deposit campaigns that maintained solid margins ~5bps of Group NIM decline due to accounting volatility held in C&O which is offset by higher noninterest revenues and has no impact on group performance > Impact of ECB change to deposit remuneration will decrease NIM by ~2bps from Q4 2023 9

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