Affirm Results Presentation Deck

Second Quarter FY'22 Highlights ACTIVE CONSUMERS (M) GROSS MERCHANDISE VOLUME ($M) affirm $2,075 55% Growth FY Q2¹21 Notes: 1. $4,458 115% Growth FY Q2¹22 Metrics are unaudited 4.5 52% Growth 11.2 150% Growth FY Q2¹21 FY Q2'22 TRANS. PER ACTIVE CONSUMER 2.2 7% Growth FY Q2¹21 2.5 15% Growth FY Q2'22 REVENUE ($M) $204 57% Growth $361 77% Growth FY Q2'21 FY Q2'22 5

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