Long-Duration Targeted Improvements and Resegmentation Impact Summary
Forward-Looking Statements
Certain of the statements included in this presentation, including those relating to the expected impact of LDTI and the resegmentation discussed herein, and under
the headings "Expected Change in Quarterly Underlying Earnings Power by Business" and "Updated Seasonality of Key Financial Items Post-LDTI Adoption,"
constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Words such as "expects", "believes",
"anticipates", "includes", "plans", "assumes", "estimates", "projects", "intends", "should", "will", "shall", or variations of such words are generally part of
forward-looking statements. Forward-looking statements are made based on management's current expectations and beliefs concerning future developments and
their potential effects upon Prudential Financial, Inc. and its subsidiaries. Prudential Financial, Inc.'s actual results may differ, possibly materially, from
expectations or estimates reflected in such forward-looking statements. Certain important factors that could cause actual results to differ, possibly materially, from
expectations or estimates reflected in such forward-looking statements can be found in the "Risk Factors" and "Forward-Looking Statements" sections included in
Prudential Financial, Inc.'s Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. Each of our forward-looking statements contained herein is subject
to the risk that we will be unable to execute our strategy and other risks. In addition, the forward-looking projections herein are subject to the risk related to our
adoption and implementation of LDTI accounting and that different earnings and expense patterns will emerge. Prudential Financial, Inc. does not undertake to
update any particular forward-looking statement included in this presentation.
D
Expanding access to investing, insurance, and retirement security
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