Dave Results Presentation Deck

Dave Card spend volumes As of 3Q22, every new Dave Member receives an ExtraCash account and a Dave Card, unlocking the synergy between the ExtraCash and Payments features. Growth in spend volumes was driven by ExtraCash actives spending their advances with the Dave Card-an important step in our member journey of building trust on the way to a direct deposit relationship. Dave Dave Card Spend Volumes ($MM) $156 3Q21 $174 4Q21 26% Year-Over-Year Growth $182 1Q22 Note: See Glossary for the definition of Dave Card Spend Volumes $171 2Q22 $217mm quarterly run rate as of Sept. '22 $197 3Q22 19

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