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Axos Financial, Inc. Investor Presentation

Deposit Growth in Checking, Business, and Savings Was Achieved While Transforming the Mix of Deposits 100% of Deposits Time deposits June 30, 2013 50% = $2.1 billion. Checking and other demand deposits 19% 31% Savings September 30, 2018 100% of Deposits = $6.1 billion Time deposits Savings 23% 33% Savings - IRA 4% axos Checking Growth (6/2013-9/2018) = 518% Savings Growth (6/2013-9/2018) = 212% Checking and other demand 40% deposits 14

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