XP Inc Results Presentation Deck

Institutional Institutional benefited from fixed income volumes Institutional Revenue (in R$ mn) 333 2Q20 +13% (1) Source - XP Department of Economy 7 375 2Q21 Highlights ▪ Fixed Income activity was strong - benefiting from recent increases in interest rates in Brazil - driving the channel to record its best quarter so far, despite high equity trading volumes in 2020. Revenue Growth QoQ +15% +27% Institutional Fixed Income +39% Total Revenue Growth 4.50% 2.00% 4Q20 Institutional -Selic Rate EoP 6.25% 2.75% 1Q21 Expected Selic for 2021 EoP (1) 7.25% 4.25% 2Q21 XP Inc. 12

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