KKR Real Estate Finance Trust Investor Presentation Deck

Multifamily and Office Loan Overview Multifamily: 44% of Loan Portfolio $100 M Average Loan Size(¹) 80% W.A. Occupancy at Closing 69% W.A. LTV KREF 91% W.A. Occupancy Current (2) Property Locations 0% Construction Loans 2016 Median Year Built (1) Average loan commitment is inclusive of the unfunded KREF commitment (2) Based on most recent data available from our borrowers as of September 30, 2022 (3) Excludes loans risk-rated 5 Office: 27% of Loan Portfolio $165 M Average Loan Size(¹) 69% W.A. Occupancy at Closing 64% W.A. LTV(3) 74% W.A. Occupancy Current(2) Property Locations 2.4% Co-Working Exposure 7.6 years W.A. Remaining Lease Term 18

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