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Repay SPAC

Share Count Shares ¹ Shares held by Public Founder Shares - Tranche 1 Founder Shares - Tranche 2 Shares Underlying the Post-Merger Repay Units PIPE Shares Sub-Total (as-converted basis) Management Restricted Shares Founder Shares - Tranche 3 Total Current Shares Outstanding (as-converted basis) Shares Underlying Private Warrants Shares Underlying Public Warrants Shares Underlying Earn-Out Units - Tranche 1 Shares Underlying Earn-Out Units- Tranche 2 Total Fully Diluted Shares (as-converted basis) 1) REPAY 2) Realtime Electronic Payments Number 18,780,259 1,150,000 1,482,500 22,045,297 13,500,000 56,958,056 2,913,114 1,482,500 61,353,670 722,222 2,329,167 3,750,000 3,750,000 71,905,059 ■ I I I I I ■ Issued to PIPE investors in connection with the Business Combination I ■ ■ I I I 50% time-based 50% performance-based, with 25% vesting based on an average share price of $12.50 and 25% vesting based on an average share price of $14.00 over a specified period ■ Shares previously held by SPAC public shareholders · Not subject to forfeiture; not in escrow ■ Notes ² Held by pre-Business Combination Repay equityholders As of the date hereof, escrow release criteria achieved (closing price of Repay shares being greater than or equal to $11.50 for any 20 trading days during any 30 trading day period prior to July 11, 2026) NA Excludes (i) shares held in escrow subject to forfeiture and (ii) restricted stock subject to vesting 7,326,728 shares are reserved under the management incentive plan, of which (i) 2,198,025 shares were granted to executive officers at closing (ii) an additional 458,653 shares were subsequently granted to certain employees and (iii) an additional 256,436 shares were subsequently granted to our newly hired General Counsel Subject to forfeiture; released from escrow upon closing price of Repay shares being greater than or equal to $12.50 for any 20 trading days during any 30 trading day period prior to July 11, 2026 Callable for $0.01 per Warrant if closing price of Repay shares is greater than or equal to $18.00 for any 20 trading days during any 30 trading day period Number of underlying shares calculated based on treasury stock method, based on price of $18.00 Each Warrant is exercisable for one-quarter of one share at an exercise price of $2.875 per one-quarter share ($11.50 per whole share) Callable for $0.01 per Warrant if closing price of Repay shares is greater than or equal to $18.00 for any 20 trading days during any 30 trading day period Number of underlying shares calculated based on treasury stock method, based on price of $18.00 Each Warrant is exercisable for one-quarter of one share at an exercise price of $2.875 per one-quarter share ($11.50 per whole share) Issuable to pre-Business Combination Repay equityholders Post-Merger Repay Units issuable upon VWAP of Repay shares being greater than or equal to $12.50 for any 20 trading days during any 30 trading day period prior to July 11, 2020 Issuable to pre-Business Combination Repay equityholders Post-Merger Repay Units issuable upon VWAP of Repay shares being greater than or equal to $14.00 for any 20 trading days during any 30 trading day period prior to July 11, 2021 Shares refer to Class A common stock on an as-converted basis. This presentation is not a complete summary of all relevant terms and conditions related to the shares or the warrants, including with respect to the issuance of earn-outs, vesting, release from escrow or other key terms. For more information, see the final prospectus and definitive proxy statement, filed with the SEC on June 24, 2019 by Thunder Bridge, and the Current Report on Form 8-K, filed with 32 the SEC on July 17, 2019 by the Company.
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