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Blend Results Presentation Deck

Q3 2022 GAAP Financial Results (in thousands) Revenue Cost of revenue Gross profit Operating expenses: Research and development Sales and marketing General and administrative Amortization of acquired intangible assets Impairment of intangible assets and goodwill Restructuring Total operating expenses Loss from operations Interest expense Other income (expense), net Loss before income taxes Income tax (expense) benefit Net loss Less: Net loss (income) attributable to noncontrolling interest Net loss attributable to Blend Labs, Inc. Less: Accretion of redeemable noncontrolling interest to redemption value Net loss attributable to Blend Labs, Inc. common stockholders Net loss per share attributable to Blend Labs, Inc. common stockholders: Basic Diluted Weighted average shares used in calculating net loss per share: Basic Diluted $ Three Months Ended September 30, 2022 2021 55,353 $ 34,243 21,110 34,240 20,518 32,140 275 57,857 5,936 150,966 (129,856) (6,158) 3,281 (132,733) (14) (132,747) 6,619 (126,128) (7,847) (133,975) $ (0.57) $ (0.57) S 235,267 235,267 89,568 $ 49,241 40,327 25,518 21,957 59,024 4,364 110,863 (70,536) (5,615) 121 (76,030) (300) (76,330) (595) (76,925) (76,925) $ (0.38) $ (0.38) $ 200,176 200,176 Nine Months Ended September 30, 2022 2021 192,416 $ 117,172 75,244 104,846 65,297 105,714 8,411 449,680 12,316 746,264 (671,020) (17,442) 3,378 (685,084) 2,717 (682,367) 42,764 (639,603) (46,297) (685,900) $ (2.95) $ (2.95) $ 232,717 232,717 153,505 72,461 81,044 63,476 56,093 94,488 4,364 218,421 (137,377) (5,615) 383 (142,609) 44,978 (97,631) (595) (98,226) (98,226) (0.99) (0.99) 99,645 99,645 blend 11
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