Third Quarter 2022 Earnings Conference Call

Shifting from integration focus to execution and growth 2020 2021 2022 2023 Pandemic ✓✓ ✓ Integration ✓✓ ✓✓ Executional ✓✓ excellence Transformation and growth ㅈ Livi ✓✓ ✓✓✓ Well Positioned for the Future - - Finalize the merger - - February conversion (complete) Eliminate merger-related charges and incremental operating expenses by year-end Achieve cost saves objectives Shift from integration to execution and growth Realize significant benefit from becoming One Truist (systems, digital, brand, IRM) Accelerate revenue momentum Client experience enhancements Continue to target positive operating leverage for full year 2022 (GAAP and adjusted) TRUIST HH 18

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