UBS Results Presentation Deck

Personal & Corporate Banking (CHF) Total revenues, m 1,002 Profit before tax, m 395 +18% 7 1Q22 +40% 1,180 553 1Q23 CHFm, except where indicated Total revenues Net interest income Recurring net fee income Transaction-based income Other income Credit loss expense / (release) Operating expenses Profit before tax Cost / income ratio Return on attributed equity Investment products¹, bn Deposits, bn Loans, bn UBS Balances as of quarter-end; 1 In Personal Banking 1Q23 4Q22 1Q22 QoQ 1,180 651 210 309 10 14 613 553 52% 25% 23 165 144 1,079 1,002 +9% +18% 493 +8% +32% 603 193 210 +8% 300 +15% (1) 269 13 (3) 578 504 54% 22% 22 167 143 58% (2pp) 18% YoY 21 586 +6% +5% 395 +10% +40% 23 +5% 162 (1%) 141 +1% 0% +3% (7pp) (2%) +2% +2% PBT 553m, +40% YoY Total revenues +18% YoY mainly driven by higher NII and record transaction-based income Cost / income 52%, (7pp) YoY Net new investment products in Personal Banking +0.9bn, 16% annualized growth Deposits (1%) QoQ as deposit growth in Personal Banking was more than offset by deposit declines in Corporate and Institutional Clients, mainly driven by investment activities Net new loans +1.7bn driven by growth in real estate loans for corporate and private clients 15

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