Grab Investor Day Presentation Deck

Coordinated to drive the power of the ecosystem Digibank (1) Leverages Grab ecosystem with capacity to serve stakeholders outside of Grab GrabFin Growing focus on on-platform and ecosystem transactions Products: GrabPay Wallet, Merchant and Driver Lending, PayLater, Scenario Insurance Products (2): Current Accounts, Savings Account, Lending, Other banking products Grab Note: 1. Digital Bank in Singapore launched (September 2022, on a restricted basis) through our Digital Banking JV and has yet to be fully operational, and our Digital Banking JV and a consortium of partners were selected to receive a full digital banking license in Malaysia, subject to meeting all of Bank Negara Malaysia's regulatory conditions. 2. Only deposits product for GXS Singapore has been announced

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