Repay SPAC

REPAY Has Built a Leading Platform Based on Vertical Expertise K Attractive value proposition to both merchants and end consumers drives strong client growth and penetration Merchants in Existing and New Verticals INDU Existing Verticals YHI New Verticals ▪ Accelerated payment cycle (ability to lend more / faster) through debit card processing ▪ 24/7 payment acceptance through "always open" omni-channel offering Direct software integrations into loan and deal management systems reduces operational complexity for merchant Improved regulatory compliance through fewer ACH returns REPAY Realtime Electronic Payments REPAY Pay Anywhere, Any Way, Any Time Consumers ■ Self-service capabilities through ability to pay anywhere, any way and any time, 24/7 Option to make real-time payments through use of debit transactions Immediate feedback that payment has been processed Omni-channel payment methods (e.g. Web, Mobile, IVR, Text) Fewer ancillary charges (e.g. NSF fees) through automatic recurring online debit card payments 3 7

View entire presentation