Affirm Investor Day Presentation Deck
CAPITAL
How we fund our business
Approach
Support continued growth by adding long-term
capital partners across all funding channels
Prepare by aligning with the financial forecast in
the context of the overall market environment
Execute on expansionary opportunities with a
keen focus on maintaining pricing discipline and
reducing complexity
AFFIRM | 2023
Warehouse
ABS
Forward flow
(loan sales)
Least
attractive
Summary
Lending facilities with top tier global
banks
Static and revolving public bond
issuances with fixed rate financing;
buyers include a diverse range of asset
managers
Bilateral sale agreements with global
financial institutions and asset
managers, insurance companies, and
other sophisticated institutional
investors
Cost of
Funds
Capital Market
Efficiency Volatility
Most
attractive
affirm)
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