Affirm Investor Day Presentation Deck

Delivering on our financial objectives since IPO $ million unless otherwise indicated AFFIRM | 2023 odooD GMV 5x since FY'20 160% CAGR from FY'20-LTM >20% YoY projected FY'24 growth Cox Total Revenue 3x since FY'20 145% CAGR from FY'20-LTM >20% YoY projected FY'24 growth 60% CAGR $4.6B FY'20 45% CAGR $510 FY'20 $21.4B LTM $1,723 LTM Note: LTM refers to last twelve months ending September 30, 2023. ¹ Reconciliations of GAAP results to non-GAAP results are provided in the Appendix to this presentation. RLTC¹ 4x since FY'20 158% CAGR from FY'20-LTM >20% YoY projected FY'24 growth 58% CAGR Adjusted Operating Margin¹ Achieving sustained profitability > 13 p.p. improvement from FY'20-LTM ↑ 7 p.p. YoY projected FY'24 improvement $161 FY'20 FY'20 $706 LTM LTM +13.8 p.p. affirm) 79

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