Dave Results Presentation Deck

Increasing engagement Growth driven by engagement-focused marketing, continued rollout + optimization of ExtraCash $500, and underwriting improvements which bolster retention. Increases in ExtraCash Member limits translate to a more compelling value proposition which drives top of funnel growth and down funnel engagement. Continued growth expected as we further optimize acquisition for member engagement, continue to refine our underwriting engine, and deepen engagement on Dave Card, which has more favorable retention characteristics Dave Total Monthly Transacting Members (MMS) 1.5 4Q21 27% Year-Over-Year Growth 1.4 1Q22 1.5 2Q22 Note: See Glossary for the definition of Monthly Transacting Members 1.8 3Q22 1.9 4Q22 18

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