Affirm Results Presentation Deck

Q1'22 Loan Balance and Net Charge-offs by Loan Origination Year as of September 30, 2021 2022 Amortized Cost Basis by Fiscal Year of Origination $ Total Current period charge-offs Current period recoveries Current period net charge-offs affirm) Notes: 1. Metrics are unaudited 1,080,556 $ (350) (350) 2021 1,047,077 (29,104) 1,200 (27,904) 2020 95,851 (943) 978 35 $ 2019 6,038 (56) 839 783 $ 2018 277 (1) 385 384 $ Prior 18 $ T 309 309 Total 2,229,817 (30,454) 3,711 (26,743) 20

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