Hanmi Financial Results Presentation Deck
22% of the loan portfolio reprices within 1-3 months.
Loans - Months to Reset / Maturity (¹)
$1,480.8
$1,333.1
$147.7
$417.3
$257.9
$159.4
$514.1
$129.4
$384.7
$643.6
$168.4
$475.2
1-3 Months 4-12 Months 1-2 Years 2-3 Years
Fixed
Variable
H Hanmi Financial Corporation
$2,007.0
$485.3
$1,521.7
($ in millions)
$907.9
$497.0
$410.8
3-5 Years >5 Years
Net Interest Income Sensitivity
Cost of
CDs (2)
Cost of
CDs (4)
1.75%
0.39%
2Q22
Fed Funds Rate & Cost of CDs
3.07%
$275.1
$161.5
$113.6
3Q23
3.25%
0.97%
3Q22
4.50%
2.17%
4Q22
4.02%
Deposits - CD Maturities
$1,014.4
$939.6
$74.8
4Q23
Wholesale
5.00%
(1) Includes loans held for sale; numbers may not add due to rounding
(2)
Cost of CDs and interest-bearing deposits for the month of June 2023 was 3.81% and 3.37%, respectively
(3)
Fed funds rate represent the rate at the end of quarter
(4)
Represent weighted average contractual rates
3.31%
1Q23
4.18%
$766.0
$749.9
$16.1
1Q24
Retail
5.25%
3.70%
2Q23
Fed
Funds
Rate (3)
($ in millions)
4.10%
$334.7
$318.2
$16.5
2Q24
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