Affirm Results Presentation Deck

Quarterly Transactions affirm Notes: 1. 2.2 0.6 1.6 FY Q1'21 Metrics are unaudited 3.8 1.1 2.7 4.0 1.1 2.9 5.0 1.3 3.7 97% Growth 6.7 Repeat Customer Transactions (M) 1.9 4.9 FY Q2'21 FY Q3'21 FY Q4'21 FY Q1'22 12.2 3.0 9.2 10.5 2.0 8.5 12.0 1.9 10.1 FY Q2'22 FY Q3'22 FY Q4'22 First Time Customer Transactions (M) 85% Repeat Customers 13.3 1.9 11.3 FY Q1'23 11

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