J.P.Morgan Mergers and Acquisitions Presentation Deck

Comprehensive due diligence to support transaction assumptions and integration plan Due diligence Senior management led due diligence process across business and functional areas Over 800 JPMorgan Chase employees participated in due diligence Comprehensive data room review including loan and deposit tapes, with senior management reviewing key findings Leveraged key learnings and best practices from past acquisitions Review across business and functional areas Consumer Banking Business Banking Lending Branch network Wealth management & operations Fraud & money movement Technology Cyber Compliance Controls JPMORGAN CHASE & CO. Legal Risk Finance Controllers Tax HR Marketing Communications Commercial Banking Real estate Integration plan First Republic clients may bank as usual, and feel confident that their deposits are backed by the strength and security of JPMorgan Chase Committed to treating employees with respect, care and transparency, using employee redeployment efforts to minimize job losses • First Republic's platforms and operations will be converted to Chase and J.P. Morgan brands and technology over time: • First Republic clients will gain access to our leading capabilities • Certain First Republic branches will be converted into new J.P. Morgan wealth centers • First Republic's loan portfolios will be transitioned to JPMorgan Chase's business segments and technology systems, primarily in CCB and CB • First Republic's private wealth management platform will become part of J.P. Morgan Advisors 6

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