Dave Investor Day Presentation Deck
Reconciliations
Dave
RECONCILIATION OF TOTAL OPERATING REVENUES, NET TO NON-GAAP OPERATING REVENUES
$ millions
Three Months Ended
Operating revenues, net
ExtraCash origination and ATM-related fees
Non-GAAP operating revenues
Operating expenses
Non-variable operating expenses
Non-GAAP operating expenses
CALCULATION OF NON-GAAP VARIABLE PROFIT
$
Non-GAAP operating revenues
Non-GAAP operating expenses
Non-GAAP variable profit
Non-GAAP variable profit margin
December 31,
2020
2021
41.2 S
1.0
$ 42.2 $
RECONCILIATION OF TOTAL OPERATING EXPENSES TO NON-GAAP OPERATING EXPENSES
Three Months Ended
2021
$ 55.8 $
(33.8)
$
$ 22.0 $
December 31,
2020
2021
35.5
42.2 $
(22.0)
20.2 $
1.0
36.5
Three Months Ended
December 31,
2020
48%
45.6
(26.8)
18.8
36.5
(18.8)
17.7
48%
Twelve Months Ended
December 31,
2021
$ 153.0 $
4.6
$ 157.6 $
2021
$199.9 $
(126.4)
Twelve Months Ended
December 31,
2020
$
73.5 $
2021
$ 157.6 $
(73.5)
2020
121.8
3.6
84.1 $
125.4
53%
Twelve Months Ended
December 31,
2020
123.2
(72.1)
51.1
125.4
(51.1)
74.3
59%
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