Investor Presentation (2Q2016)

Returning Value to Shareholders Since 2010, dividend has increased 71% ► 1Q16 dividend payout ratio 40.0%, compared to 33.6% for SNL $5-10B bank peer group ► 1Q16 dividend yield 3.0%, compared to 2.2% for SNL $5-10B bank peer group $0.15 $0.15 $0.16 $0.16 $0.17 $0.17 $0.18 $0.18 Dividends per Share ($) $0.19 $0.19 $0.20 $0.20 $0.22 $0.22 $0.22 $0.22 T S0.23 $0.23 $0.23 $0.23 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 2011 2012 2013 2014 $0.24 Q2 Q3 Q4 Q1 2015 2016 Note: dividend increase is through Feb-2016 announced dividend increase; WSBC dividend yield based upon 4/25/16 closing stock price of $32.11; SNL bank peer group dividend data as of 102016 (as of 5/2/16) 22

View entire presentation