Silicon Valley Bank Results Presentation Deck

High-quality loan portfolio: 70% of loans in low credit loss experience classes svb> Closely monitoring portfolio given increased recession risk Expect continued strong credit performance 56% Global Fund Banking • Primarily PE/VC capital call lines of credit secured by LP capital commitments • Only 1 net loss since inception 14% Private Bank • Primarily low LTV mortgages to innovation economy influencers and legacy Boston Private high net worth clients Note: Percentages indicate percent of total loans as of 9/30/22 Loans only 34% of total assets As of 9/30/22 Total loans Low credit loss experience classes Watching segment-specific risks 1% Premium Wine 1% 4% • Loans to premium wine producers and vineyards • Typically secured by high-quality real estate with low LTVs Other C&I • Working capital, revolving lines of credit and term loans to non-innovation companies and non-profits CRE • Acquisition financing for CRE properties • Well-margined collateral 3% Cash Flow Dependent - Sponsor-Led Buyout • Loans to facilitate PE Sponsors' acquisition of businesses • Reasonable leverage and meaningful financial covenants Low credit loss experience classes Larger loan sizes may More sensitive to challenging fundraising environment 12% Innovation C& • Cash flow or balance sheet dependent loans to innovation companies 6% Growth Stage introduce greater volatility in credit metrics • Loans to mid-stage and later- stage innovation companies with over $5M in revenues 3% Early Stage • Loans to development-stage innovation companies with $0-5M in revenues • Historically our highest risk segment Larger loan sizes may introduce greater volatility in credit metrics Repayment dependent on borrower's ability to fundraise or exit Clients generally have stronger balance sheets vs. previous cycles from record fundraising activity in 2020-2021 Technology & Life Science / Healthcare Q3 2022 FINANCIAL HIGHLIGHTS 17

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