Affirm Results Presentation Deck

Power Transactions Across Diverse Channels POS VS. AFFIRM¹ TRANSACTIONS Interest-Bearing vs 0% APR GMV FY Q2 2021 Industry GMV Mix² FY Q2 2021 FY Q2 2021 32% Affirm ¹ 68% Point of Sale Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels 2. Excludes volume from Affirm Anywhere 3. Metrics are unaudited 0% APR 46% Interest-Bearing 54% 9% 12% 9% 4% 17% Sporting Goods and Outdoors Fashion / Beauty Equipment / Auto ■Travel / Ticketing 31% 17% Home / Lifestyle Other Electronics 8

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