UBS Other Presentation Deck

we.trade is creating an alternative for medium value transactions 0% transaction share 100% low $: UBS Payment (Open Account) Low transaction values Payment (Open Account) high risk low costs low effort ● ● ● we.trade Risk mitigation and financing for value transactions in a digital world transaction value Medium transaction values we.trade ✓ controlled risk ✓ moderate costs moderate effort Only covering Europe at this stage Letter of Credit High transaction values Letter of Credit low risks high costs high effort ● high 8

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