Axos Financial, Inc. Investor Presentation
Holistic Credit Risk Management
What We Do
Utilize a holistic credit-risk management framework to manage and monitor credit quality at each stage of
the loan life cycle, and leverage specialized Credit Tools to optimize monitoring and reporting capabilities
Credit Monitoring & Oversight
Loan Life
Cycle
Axos Credit
Objectives
Example of
Credit Tools
Set Appetite > Originations >>
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Establish
Credit
Framework
and Culture
Board of
Directors
Annual
Strategic
Plan
Corporate
Governance
Policies &
Approval
Authorities
Safe Growth
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CLOS
COSTAR
GROUP
RIMS
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Credit Tools list is a sampling and is not purported to be comprehensive.
Portfolio
Management
Monitor
Assets
Throughout
Life Cycle
i Risk
LERETA
Reporting >
Data-Driven
Decision
Making
REIS
axos
Microsoft®
SQL Server
Special
Assets
Mitigate
Problem
Loans
i Risk
LERETA
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