OppFi Results Presentation Deck slide image

OppFi Results Presentation Deck

OppFi GAAP Income Statements (in thousands, except share and per share data) Unaudited Interest and loan related income Other income 14 Total revenue Provision for credit losses on finance receivables Change in fair value of finance receivables Net revenue Expenses: Sales and marketing Customer operations Technology, products, and analytics General, administrative, and other Total expenses before interest expense Interest expense Income from operations Change in fair value of warrant liability Income before income taxes Provision for income taxes Net income Less: net loss attributable to noncontrolling interest Net income attributable to OppFi Inc. Earnings per share attributable to OppFi Inc. ¹: Earnings per common share: Basic Diluted Weighted average common shares outstanding: Basic Diluted +A LA LA Three Months Ended June 30, 2022 2021 107,873 2 107,875 (569) (42,154) 65,152 17,804 10,850 8,294 13,924 50,872 7,878 6,402 3,297 9,699 202 9,497 6,039 3,458 0.26 0.10 13,525,101 84,283,102 78,030 346 78,376 (31) (11,306) 67,039 11,545 9,876 6,513 14,733 42,667 6,385 17,987 17,987 17,987 1. For the periods prior to July 20, 2021, earnings per share was not calculated, as net income prior to the Business Combination was attributable entirely to OppFi-LLC. Variance (%) 38.2% (99.4%) 37.6% 1735.5% 272.8% (2.8%) 54.2% 9.9% 27.3% (5.5%) 19.2% 23.4% (64.4%) (46.1%) (47.2%) OppFi"
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