WesBanco Investor Presentation (Q1 2019)
Key Differentiators
➤ WesBanco [noun] \wes-ban-col- an emerging regional financial services institution,
with a community bank at its core, focused on enhancing shareholder value
Balanced and
Diversified with
Unique Long-Term
Advantages
Distinct and
Well-Executed
Long-Term Growth
Strategies
Legacy of Credit
Quality, Risk
Management, and
Shareholder Focus
Balanced loan and deposit distribution across footprint.
➤ Diversified earnings streams built for long-term success
Strong market positions in economically diverse, major
markets with positive demographic trends
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➤ Robust legacy deposit base, enhanced by shale gas royalties
➤ Diversified growth engines with distinct strategies and
established lending and wealth management teams
Solid fee income generation led by wealth management
➤ Focus on positive operating leverage built upon a culture of
expense management
Strong legacy of credit quality and regulatory compliance
> Six consecutive "outstanding" CRA ratings since 2003
Critical, long-term focus on shareholder return through
dividend and earnings growth
➤ History of successful franchise-enhancing acquisitions
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