OppFi Results Presentation Deck
Platform with Proven Ability to Scale Profitably
($ in millions)
$70
50%
17A - 21
Revenue CAGR $268
17
Revenue1,2
$355 54%
'17A - 21P
$323
Adj. EBITDA
CAGR
$123
.... .....
$101
$97
$134
$52
$22
19A
20A
Margin
1
P
Adj. EBITDA1,3
31%
39%
36%
31%
21P
34%
56%
'17A - 21P
Adj. Net Income
CAGR
$11
*17
16%
Adj. Net Income1,4
$28
1
21%
$53
19/A
Margin
20%
1: 2021P projections reflect midpoints of guidance range,
2. Revenue pro forma for fair market value accounting. As of January 1, 2021, OppFi transitioned from an expected credit loss application to a fair market value application acceptable under US GAAP.
3. Adj. EBITDA and Adj. Net Income pro forma for fair market value accounting. Adj. EBITDA and Adj. Net Income are not financial measures determined in accordance with GAAP. For a reconciliation to our most directly comparable financial
measures calculated and presented in accordance with GAAP, please see the Appendix included within this presentation.
$55
20A
17%
$64
P
18%View entire presentation