Affirm Investor Presentation Deck

Driving Hyper Growth with Attractive Economics Gross Merchandise Volume (GMV)¹ ($B) affirm 2.6 78% CAGR 4.6 FY 19 FY 20 8.3 FY 21 14.78+ FY 22E 264 FY 19 Total Revenue ($M) 70% CAGR 510 FY 20 870 FY 21 1,310+ FY 22E 54 FY 19 Revenue Less Transaction Costs² ($M) 123% CAGR 161 FY 20 1. Gross Merchandise Volume ("GMV") is the total dollar amount of all transactions on the Affirm platform during the applicable period, net of refunds. 2. Transaction Costs is a non-GAAP financial measure equal to the sum of loss on loan purchase commitment, provision for credit losses, funding costs, and processing and servicing expense. 3. FY 22 figures correspond to Affirm's FY22 Financial Outlook, as presented on March 14, 2022. All metrics are unaudited. 431 FY 21 600+ FY 22E 25

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