Affirm Investor Day Presentation Deck

Track record of growth Hyper growth at scale Attractive unit economics Gross Merchandise Volume (GMV)¹ ($B) 2.6 78% CAGR 4.6 8.3 FY 19 FY 20 FY 21 264 Total Revenue ($M) 81% CAGR 510 870 FY 19 FY 20 FY 21 affirm Revenue Less Transaction Costs² ($M) 54 182% CAGR 161 431 FY 19 FY 20 FY 21 1. Gross Merchandise Volume ("GMV") is the total dollar amount of all transactions on the Affirm platform during the applicable period, net of refunds. 2. Transaction Costs are the sum of loss on loan purchase commitment, provision for credit losses, funding costs, and processing and servicing expense. All metrics are unaudited.

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