Affirm Results Presentation Deck

Affirm Direct-to-Consumer Business Highlights Direct-to-Consumer GMV (1,2) $2,000 $1,500 $1,000 $500 ill Affirm Marketplace ($M) $224 million Affirm Card GMV || FY FY FY FY FY FY FY FY FY Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Affirm Card ($M) Affirm Card Active Consumers 500,000 400,000 300,000 200,000 100,000 0 FY Q1'23 FY Q2'23 FY Q3'23 (3) FY Q4'23 FY Q1'24 Notes: 1. Affirm Marketplace GMV is based on transactions initiated by Affirm through mobile app and website channels. 2. Affirm Card GMV includes transactions initiated by consumers via Affirm Card rather than through an Affirm direct integration checkout flow which may be initiated either through the Affirm app or via a physical card. 3. Active Consumer defined as a consumer who engages in at least one transaction on our platform during the 12 months prior to the measurement date, presented as of the end of the period. affirm 4. Metrics are unaudited. 8

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