Pathward Financial Results Presentation Deck
SECOND QUARTER BUSINESS HIGHLIGHTS & KEY
STRATEGIC INITIATIVES
LO
5
Executing large, national programs
leveraging Meta's scale
●
INCREASE PERCENTAGE
OF FUNDING FROM CORE
DEPOSITS
●
Successfully launched H&R Block's
suite of financial services products.
Selected as issuing bank to distribute
Economic Impact Payments ("EIP”) on
prepaid debit cards.
Launched Walgreen's new bank-
account product with InComm
Payments and MasterCard®
OPTIMIZE INTEREST-
EARNING ASSET MIX
Focus on commercial finance business
lines
●
Grew commercial finance loans by $82.8
million, 3%, from the linked-quarter
Community bank loans reduced to $348
million
IMPROVE OPERATING
EFFICIENCIES
Efficiency ratio 63.1%
Continuing to drive optimization and
utilization of existing business
platforms.
Leveraging technology to help drive
future efficiencies.
ACHIEVED YEAR-OVER-YEAR NET INCOME AND EARNINGS PER SHARE GROWTH OF 13% AND 27%, RESPECTIVELY
RETURNED CAPITAL BY REPURCHASING 734,984 SHARES IN THE SECOND QUARTER OF FISCAL 2021
QUARTERLY INVESTOR UPDATE | SECOND QUARTER FISCAL YEAR 2021 | NASDAQ: CASHView entire presentation