MoneyLion Investor Conference Presentation Deck
Disclaimer
Use of Non-GAAP Financial Measures
Some of the financial information and data contained in this presentation, such as adjusted revenue, adjusted gross
profit and adjusted net income, have not been prepared in accordance with United States generally accepted
accounting principles ("GAAP"). MoneyLion management uses these non-GAAP measures for various purposes,
including as measures of performance and as a basis for strategic planning and forecasting. MoneyLion believes these
non-GAAP measures of financial results provide relevant and useful information to management and investors regarding
certain financial and business trends relating to MoneyLion's results of operations. MoneyLion's method of determining
these non-GAAP measures may be different from other companies' methods and, therefore, may not be comparable to
those used by other companies and MoneyLion does not recommend the sole use of these non-GAAP measures to
assess its financial performance. MoneyLion management does not consider these non-GAAP measures in isolation or
as an alternative to financial measures determined in accordance with GAAP. The principal limitation of these non-GAAP
financial measures is that they exclude significant expenses and income that are required by GAAP to be recorded in
MoneyLion's financial statements. In addition, they are subject to inherent limitations as they reflect the exercise of
judgments by management about which expense and income are excluded or included in determining these non-GAAP
financial measures. In order to compensate for these limitations, management presents non-GAAP financial measures in
connection with GAAP results. You should review MoneyLion's financial statements, which are included in MoneyLion's
10-Q, and not rely on any single financial measure to evaluate MoneyLion's business. To the extent that forward-looking
non-GAAP financial measures are provided, they are presented on a non-GAAP basis without reconciliations of such
forward-looking non-GAAP measures, due to the inherent difficulty in forecasting and quantifying certain amounts that
are necessary for such reconciliation, which could be material based on historical adjustments.
Forward-Looking Statements
The information in this press release includes "forward-looking statements" within the meaning of the "safe harbor"
provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be
identified by the use of words such as "estimate," "plan," "project," "forecast," "intend," "will," "expect," "anticipate,"
"believe," "seek," "target" or other similar expressions that predict or indicate future events or trends or that are not
statements of historical matters. These forward-looking statements include, but are not limited to, statements regarding
estimates and forecasts of financial and performance metrics and expectations and timing related to potential benefits,
terms and timing of the transaction. These statements are based on various assumptions, whether or not identified in
this press release, and on the current expectations of MoneyLion's management and are not predictions of actual
performance.
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Actual events and circumstances are difficult or impossible to predict and will differ from assumptions. Many actual
events and circumstances are beyond the control of MoneyLion. These forward-looking statements are subject to a
number of risks and uncertainties, including changes in domestic and foreign business, market, financial, political and
legal conditions; failure to realize the anticipated benefits of the proposed business combination; risks relating to the
uncertainty of the projected financial information with respect to MoneyLion; future global, regional or local economic
and market conditions; the development, effects and enforcement of laws and regulations; MoneyLion's ability to
manage future growth; MoneyLion's ability to develop new products and solutions, bring them to market in a timely
manner, and make enhancements to its platform; the effects of competition on MoneyLion's future business; or, the
outcome of any potential litigation, government and regulatory proceedings, investigations and inquiries. If any of these
risks materialize or our assumptions prove incorrect, actual results could differ materially from the results implied by
these forward-looking statements. There be additional risks that MoneyLion presently knows or that MoneyLion
currently believes are immaterial that could also cause actual results to differ from those contained in the forward-
looking statements. In addition, forward-looking statements reflect MoneyLion's expectations, plans or forecasts of
future events and views as of the date of this press release. MoneyLion anticipates that subsequent events and
developments will cause its assessments to change. However, while MoneyLion may elect to update these forward-
looking statements at some point in the future, MoneyLion specifically disclaims any obligation to do so. These forward-
looking statements should not be relied upon as representing MoneyLion's assessments as of any date subsequent to
the date of this press release. Accordingly, undue reliance should not be placed upon the forward-looking statements.View entire presentation