2nd Quarter 2021 Investor Presentation
Branch Rightsizing Initiative
Number of Active Branches
249
242
242
227
204
198
198
Branch Sales
Number of
Location
Date Sold
Branches
Deposits
in millions
Loans
in millions
Gain on
Sale
in millions
South TX
Feb. 2020
5
$140
$261
$5.9
Colorado
May 2020
4
$63
$121
$2.2
Illinois
Mar. 2021
4
$138
$0.4
$5.3
Branch Closings
Location
Q419 Q120 Q220 Q320 Q420 Q121 Q221
Date
Closed
Number
of
Branches
One-time
Charge
in millions
Landrum
Branches
Feb. 2020
6
$0.4
Completed the closing or sale of 51
branches (20%) since 12/31/19
Various
June 2020
11
$1.9
Various
Oct. 2020
23
$9.6
Continuous evaluation of branch network to ensure it reflects core footprint and changes in
customer behavior while allowing us to efficiently serve their evolving needs
During Q221 announced planned closure of 12 additional branches including:
4 in Arkansas, 3 in Missouri, 2 in Texas and 1 each in Kansas, Oklahoma and Tennessee
$
11View entire presentation