Investor Presentation (2Q2016)

Reconciliation: Legacy Loan Loss Allowance to Total Legacy Loans ($000s) Loan Loss Allowance Acquired Allowance Legacy Loan Loss Allowance Total Portfolio Loans Acquired Loans Total Legacy Portfolio Loans Legacy Loan Allowance as a % of Total Legacy Portfolio Loans 12/31/11 $ 54,810 $ $ 54,810 Twelve Months Ending 12/31/12 1.69% $ 52,699 $ 52,699 12/31/13 $ 47,368 $(582) 1.56% $ 46,786 $(313,398) $(227,429) 12/31/14 1.28% $ 44,654 Note: ESB Financial merger closed February 2015 and Fidelity Bancorp merger closed November 2012 $(500) $3,239,368 $3,374,364 $3,667,488 $3,889,743 $ 44,154 $3,239,368 $3,687,762 $3,894,917 $4,086,766 $5,065,842 12/31/15 $ 41,710 1.14% $( 1) $ 41,709 $(197,023) $(773,190) $4,292,652 0.97% 34

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