UBS Results Presentation Deck

Excluding Credit Suisse UBS business divisions: Personal & Corporate Banking (CHF) Total revenues, m 1,018 Profit before tax m 398 +24% 2Q22 +54% 1,263 612 2Q23 CHF m, except where indicated Total revenues Net interest income Recurring net fee income Transaction-based income Other income Credit loss expense / (release) Operating expenses Profit before tax Cost/income ratio Investment products¹, bn Deposits, bn Loans, bn UBS Balances as of quarter-end; 1 In Personal Banking 2Q23 1Q23 2Q22 QoQ 1,263 1,180 651 731 213 305 13 9 641 612 51% 24 165 146 210 309 10 14 613 553 52% 23 165 144 +24% 1,018 +7% 502 +12% +45% 202 +2% +5% 300 (1%) +2% 13 33 587 +5% +9% +54% 398 +11% 58% (1pp) (7pp) 21 +4% +10% 160 0% YoY 142 +1% +3% +3% PBT 612m, +54% YoY Total revenues +24% reflecting increases in all income lines, predominantly NII Cost/income 51%, (7pp) Net new investment products in Personal Banking +0.5bn, +10% annualized growth Deposits +3% YoY and stable QoQ with clients further shifting into investments Net new loans +1.4bn driven by growth in corporate and private clients 24

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