Investor Presentation (2Q2016)

Financial Performance Summary Trend - Annual Net Income (1) ($MM) $43.8 2011 0.81% $52.1 2012 0.93% $64.8 2013 2012 Return on Average Assets (1) 1.13% 1.06% $70.8 2013 2014 2014 $88.0 2015 1.08% 59.50% 2015 2011 13.18% Efficiency Ratio (1) 2011 60.98% 2012 14.24% 60.99% 2013 2012 Return on Average Tangible Equity (1) 15.99% 59.59% 2014 2011 (1) excludes merger-related expenses Note: please see the reconciliations to GAAP results in the appendix; ESB Financial merger closed February 2015 and Fidelity Bancorp merger closed November 2012 2013 15.57% 57.05% 2014 2015 14.58% 2015 26

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