Affirm Results Presentation Deck
FY Q1 2023 and FY 2023 Outlook
Fiscal Q1 2023
$4.20 to $4.40 billion
$345 to $365 million
$176 to $188 million
$169 to $177 million
(12) to (10) percent
292 million
affirm
GMV
Revenue
Transaction Costs
Revenue Less Transaction Costs
Adjusted Operating Margin
Weighted Average Shares Outstanding
Fiscal Year 2023
$20.50 to $22.00 billion
$1,625 to $1,725 million
$865 to $915 million
$760 to $810 million
(6.5) to (4.5) percent
298 million
Affirm's financial outlook for the fiscal first quarter and full year 2023 assumes the following:
The Company assumes the current forward interest rate curve as well as early signs of macroeconomic stress persisting through the fiscal year;
The Company expects holiday-driven seasonality in the second quarter driving a seasonal decline in revenue as a percent of GMV and revenue
less transaction costs as a percent of GMV;
The Company has not included any material impact to GMV or revenue from the rollout of its Affirm Debit+ card; and
The Company expects equity capital required as a percent of total platform portfolio to remain below 5% throughout the fiscal year.
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