Silicon Valley Bank Results Presentation Deck

Improved risk profile, with loan growth driven by lowest risk loan classes 70% of loans in Global Fund Banking and Private Bank, classes with lowest historical credit losses Period-end total loans $B Early Stage ID % of total loans 11% 4.5 2009 svb> 10% 5.5 2010 8% 7.0 2011 9% 8.9 2012 9% 10.9 2013 Early Stage Investor Dependent ("ID") loans, our highest risk loan class, now only 3% of total loans, down from 11% in 2009 and 30% in 2000 8% 14.4 2014 6% 16.7 2015 6% 19.9 2016 6% 23.1 2017 6% 28.3 2018 33.2 5% 2019 45.2 3% 2020 66.3 2% 72.1 3% 2021 9/30/2022 PPP CRE Other C&I Premium Wine and Other Private Bank Technology and Life Science/Healthcare Global Fund Banking Q3 2022 FINANCIAL HIGHLIGHTS 41

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