Schroders Investor Day Presentation Deck
Making the case for more access to advice
A societal need for advice and the challenges of delivering it
- March increase in FOS compensation limit
(to £350,000) continues increase in
regulatory burden and PII problems for
advisers
- Vanguard research shows investors who
use an adviser have an average return 3%
p.a. greater than those who DIY
- Research studies by Dalbar, Morningstar,
IFI Canada support this
- Value of adviser relationship mainly found
to be in investor behaviour, asset allocation
and tax optimisation
- Policy recognises the advice gap but little
evidence of real progress
Fragmented market has significant
consequences
- Increasing regulatory burden
- Inability to train our next generation of
advisers
- Inability to invest in new service models
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