dLocal Investor Day Presentation Deck slide image

dLocal Investor Day Presentation Deck

Opening new geos through building deep local knowledge Market Entry * 2018 2020 Motivated by: * global streaming and global travel merchants one of the largest athletic global brands Regulatory Framework Collaborated with local regulator to evolve the regulatory framework We rapidly built the understanding of the regulatory framework and requirements, enabling us to secure operating license from the central bank in less than 90 days Source: Payment landscape data reflects dLocal's estimates and AMI ■ Fragmented Payment Space Untapped market lacking robust global e-commerce payment infrastructure Non-card e-commerce transactions: ★ ~70% ▶ ~50% Small portion of internationally recognized cards limiting global merchant access Low Competition Local competitors unable to serve global merchants, only international merchant acquirers viable (limiting access to a small segment) ▪ Global players offering very limited solutions due to lack of direct local acquiring connections CASE EXAMPLES MOROCCO PHILIPPINES Improved Conversion dLocal enabled local payment and improved conversion rates by over 40% * Integrated 98% of non-card payment methods and most of the cards First to enable cross-border merchants d. 41
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